Best Cd Rates Today 2024 In Florida. Bankrate compares thousands of financial institutions to make it easy for you to apply for the best certificate. Nearly half of popular direct’s cd terms have interest rates over 5.00%, including 4.95% apy for three months and 4.70% apy for 12 months.

Your options are as plentiful as the sand on its sunny beaches. The highest certificate of deposit rates are above 5%.